Personal

Personal Insurance Coverage

Homeowner's Insurance

There is so much pride in home ownership.  From the smallest bungalow to the largest mansions, a person’s home serves as shelter and protection from the elements.  As a homeowner you invest time and money into your house. Your home can become the largest investment you have.  Owens Insurance began in 1952 with one carrier and one goal: to provide catastrophic homeowners insurance for the citizens of Greer SC.  Today, Owens Insurance has multiple carriers that can help you protect your home from all the hazards of life.  Owens Insurance can provide homeowners insurance protection in South Carolina, North Carolina, Georgia, and many other states.  Our insurance professionals will navigate the different coverages and customize a homeowner's insurance policy specifically for you and your family. Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting homes since 1952.

Vacation Home

Do you own a vacation home or second home?  Do you have an Air B & B or other vacation rental?  Wherever you like to relax, unwind, chill, or just get away, whether you have a lake house or beach house, mountain retreat or cabin in the woods, private home or condo, Owens Insurance can insure your second home. Our insurance professionals can help you understand the perils of a second home and how to not only protect the structure and its contents but also the rental income.  In South Carolina, North Carolina, Georgia and many other states, Owens Insurance has the carriers and the expertise to protect your piece of paradise.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone. Then we can begin working for you and contact you at a convenient time to discuss your options.  Trust Owens to Cover your Assets, we have been protecting second homes and vacation homes since 1952.

Auto Insurance

The day your parents first gave you the keys to a car it was a symbol of independence, freedom, and responsibility.  Most drivers don’t realize the liability that comes with driving a car every day.  In today’s litigious climate, the smallest fender bender could result in a lawsuit costing you time and money.  Accident forgiveness, diminishing deductible, uninsured motorist, and medical payments.  Do these terms confuse you?  The experts at Owens Insurance can explain these coverages and policy enhancements in a way that you can understand.   Owens Insurance has the carriers to make sure you get the best price and are properly covered for any bump in the road.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting cars and drivers since 1952.

Boats and Personal Watercraft

Boats, Pontoons, Jet Skis, and other personal watercraft are a great way to bring family and friends together.  Despite the risk, many boat owners do not insure their boats.  Most think it is too expensive or that they don’t need it.  The truth is boat insurance is inexpensive and the level of protection provided is of great value.  Owens Insurance has multiple carriers that specialize in boat insurance.  We can provide coverage for the boat, motor and trailer.  In addition, we can also cover the rods, reels, tackle, depth finders and trolling motors.  Our insurance professionals are trained to ask the right questions to make sure that not only is your watercraft protected but also your gear and gadgets.  Whether it’s the “toons” on your pontoon, the skis and tubes in your ski boat, or the propulsion system in your jet skis, Owens Insurance will make sure you are covered.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting boats and personal watercraft since 1952.

RV and Travel Trailers

Motorhomes and travel trailers are a great way to take vacationing to another level.  These homes away from home provide all the comfort and privacy of your personal home at a fraction of the cost of a hotel room.  Owens Insurance has the expertise and carriers to ensure that you will be able to enjoy your mobile paradise for years to come worry free.  We not only have carriers that will cover the exterior of your motorhome and travel trailer, but also the contents inside.  Whether you camp occasionally or live in your motorhome or travel trailer full time, Owens Insurance has the tools necessary to make you feel cozy while protecting your asset.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting Motorhomes, RV’s, and travel trailers since 1952.

Flood Insurance

Did you know that in some cases a flood is not a covered peril on your homeowners policy?

Is your house in an area that is susceptible to flood?  If you are not sure, call one of our personal lines professionals today and we can help you find out.  Don’t want to talk to someone?  No problem.

Click here and you will be taken to the FEMA web site.

All you have to do is enter your address and you will instantly be given information about your property to help you determine if you are in a flood zone.  Flood insurance can be an inexpensive way to endorse your current homeowners policy to protect you against an unforeseen flood.

Contact us today to get a no obligation quote to add a flood policy to your current policy.

Investment Property

For many people the stock market is too risky.  They prefer to buy real estate to secure their future and their retirement.  Owens Insurance has the insurance carriers to protect your investment and protect your retirement.  One of the hassles of large portfolios of real estate is multiple bills from multiple carriers.  Let Owens Insurance show you how we can put all your properties on one easy to understand policy with one billing statement.  This makes it easier to track and manage exactly what the insurance cost is on each of your properties.  Contact one of our insurance professionals today and see how Owens Insurance may be able to save you time and money for all your investment properties.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting investors since 1952.

Builders Risk Insurance

Are you building a new home or adding on to your existing home?  If you are, a builder’s risk policy is a must.  A builder’s risk policy protects the structure you are building and the materials that are being used to build it.  Let Owens Insurance show you how affordable a builder’s risk policy can be.  Are you a contractor building multiple homes in a year?  Owens Insurance has a blanket builders risk program that makes adding and removing locations a breeze.  You get one monthly bill, making it easy to keep track of exactly what you are spending per property.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting builders and contractors since 1952.

Motorcycles, 4-Wheelers, ATVs and UTV’s

Whether you are into the classic touring bikes or the modern rocket bikes, street legal cruisers or back road dirt bikes, side by sides or 4-wheelers, these vehicles are fun freedom machines for the young and young at heart. Owens Insurance has many carriers that can protect all your motorcycles.  We can cover the bike and the accessories such as the saddle bags, customized chrome parts, after market stereos, riding apparel, helmets, two-way microphones, winches, gun racks, and so much more. Call one of our experts today and let us show you how easy it is to protect your motorcycle. Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting motorcycles since 1952.

Classic and Antique Cars

Everyone’s definition of a classic or antique car is different.  One thing everyone can agree on is that these vehicles need specialized protection.  Owens Insurance can insure your classic or antique dream car in a way that will allow you to rest well at night. Call one of our experts today and let us show you how easy it is to protect your rolling piece of history.  Don’t have time to meet with one of our trusted advisors?  No problem!  You can get started right from your computer, tablet, or smart phone.  Then we can begin working for you and contact you at a convenient time to discuss your options. Trust Owens to Cover your Assets, we have been protecting classic and antique cars since 1952 (when they were just cars).

Life Insurance

Whole Life, Term Life, Universal Life, Short Term Disability, Key Person Policy, and funding for Buy Sell Agreements; What do all these life insurance terms mean and how can they help you?

The death of a loved one is hard enough without having to worry about the cost of a funeral or even worse, the cost of maintaining your current lifestyle.  Death can be an emotional wrecking ball and without proper planning, can destroy you financially.  With the right insurance coverage, you can leave your loved ones a legacy that will provide for them long after you are gone.

Life insurance can provide for a child’s education, pay off the family debts, replace your lost income, fund a buy-sell agreement, or replace a key member of your business.  Life insurance can also be used to help fund retirement income.

Some Life insurance policies can provide money for the family in the event of a heart attack, stroke, cancer or other covered medical conditions.  Life insurance can do so much more than just provide a death benefit. We can show you how you can take advantage of your life Insurance benefits while you are still alive.

Call Owens Insurance today and let one of our financial professionals meet with you to review your current life insurance and provide you with an individualized plan for your future and for the future of your loved ones.
Commercial Insurance - Greer, South Carolina
A 408 W. Poinsett St. Greer, SC, 29650 E info@trustowens.comM (864) 877-8456

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